Dankort, the Danish National Debit Card System from the Early 1980s

Abstract : In the mid-1970s the Danish banks saw problems in controlling national payments. The use of checks had increased dramatically, as had the cost of check clearing. The national postal giro system was a cheap and popular payment system across a large part of the population, and foreign payment card companies were interested in the Danish market. Facing these challenges, the Danish banks and savings banks agreed to establish a shared national electronic debit card system (Dankort), the first in the world. The Dankort project faced much public and political attention, which produced a parliament act on payment card systems. The Dankort project encompassed development of new hardware and software and a new payment procedure in the Danish retail. Dankort now covers more than 80 % of all retail payments in Denmark (2014).
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Henning Jensen. Dankort, the Danish National Debit Card System from the Early 1980s. 4th History of Nordic Computing (HiNC4), Aug 2014, Copenhagen, Denmark. pp.93-100, ⟨10.1007/978-3-319-17145-6_10⟩. ⟨hal-01301191⟩

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