ESCP Europe (79 Avenue de la République, 75543 Paris cedex 11 - France)
Abstract : In this paper, we examine cryptocurrencies as a potentially disruptive sort of payment method. Due to its relative importance, we focus in particular on Bitcoin. Through an inductive, exploratory interview approach with 13 individuals in three distinct groups, the determinants usability, usefulness, and subjective norm that could make Bitcoin a game-changer are explored. The results reveal that most stakeholders consider perceived ease of use still rather low, with perceived usefulness varying according to the user group. The notion of Bitcoin as having much future potential as a payment method is confirmed across all interviewees. Interestingly, the underlying concept of a blockchain is also seen as a potential revolutionary way to create a more just society based on open platforms and open data. However, the reasons of why Bitcoin is actually a disruption to existing solutions varies widely.
Marijn Janssen; Matti Mäntymäki; Jan Hidders; Bram Klievink; Winfried Lamersdorf; Bastiaan van Loenen; Anneke Zuiderwijk. 14th Conference on e-Business, e-Services and e-Society (I3E), Oct 2015, Delft, Netherlands. Lecture Notes in Computer Science, LNCS-9373, pp.63-80, 2015, Open and Big Data Management and Innovation 〈10.1007/978-3-319-25013-7_6〉
https://hal.inria.fr/hal-01448070
Contributeur : Hal Ifip
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Soumis le : vendredi 27 janvier 2017 - 14:45:40
Dernière modification le : vendredi 27 janvier 2017 - 14:48:39
Document(s) archivé(s) le : vendredi 28 avril 2017 - 23:53:38
Aaron Baur, Julian Bühler, Markus Bick, Charlotte Bonorden. Cryptocurrencies as a Disruption? Empirical Findings on User Adoption and Future Potential of Bitcoin and Co. Marijn Janssen; Matti Mäntymäki; Jan Hidders; Bram Klievink; Winfried Lamersdorf; Bastiaan van Loenen; Anneke Zuiderwijk. 14th Conference on e-Business, e-Services and e-Society (I3E), Oct 2015, Delft, Netherlands. Lecture Notes in Computer Science, LNCS-9373, pp.63-80, 2015, Open and Big Data Management and Innovation 〈10.1007/978-3-319-25013-7_6〉. 〈hal-01448070〉
