J. Aker, Mobile Phones, Markets and Firms in Sub-Saharan Africa, Private Sector & Development Magazine, pp.10-12, 2009.

Z. Dlamini and M. Modise, Cyber Security Awareness Initiatives in South Africa: A Synergy Approach. Case Stud, Inf. Warf. Secur. Res. Teach. Stud, vol.1, 2013.

E. Heinrich, Haiti's mobile redemption, Fortune Online Magazine, 2013.

D. Kepaletswe, e-Marketing, e-Trading and e-Commerce platform to open up market access for Producers/manufactures of Arts and Crafts, presentation at BRICS Summit, 2013.

L. J. Phahlamohlaka, J. C. Jansen-van-vuuren, and A. J. Coetzee, Cyber Security Awareness Toolkit for National Security: an Approach to South Africa's Cyber Security Policy Implementation, Proceedings of the First IFIP TC9 / TC11: Southern African Cyber Security Awareness Workshop 2011, pp.1-14, 2011.

J. Phahlamohlaka, I. Z. Dlamini, T. Mnisi, T. Mashiane, and L. Malinga, Towards a Smart Community Centre: SEIDET Digital Village, 2014.
DOI : 10.1007/978-3-662-44208-1_10

URL : https://hal.archives-ouvertes.fr/hal-01383051

P. Sector and &. Development, What are the economic and social impacts of the mobile phone sector in developing countries? Pp, pp.8-9, 2009.

D. White, The Social and Economic Impact of MPESA on the Lives of Women in the Fishing Industry on Lake Victoria, 2012.

W. Jack and . Suri, The economics of M-PSESA. Pp 6-10 http://transhumanity.net/the-impact-of-mobile-money-in-africa/ 11. http://blog.private-sector-and-development.com/archive/2015/03/10/development-in- africa-through-mobile-money-democratization.html 12, p.18, 2010.