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Extending EMV Payment Smart Cards with Biometric On-Card Verification

Abstract : Nowadays, many bank cards are smart cards (i.e. integrated-circuit cards) based on the EMV specifications for payment systems. This paper specifies how biometric on-card verification can be integrated into EMV debit and credit cards in a backwards-compatible way. The biometric verification does not change the EMV transaction flow outside the cardholder-verification step. The proposed payment system has been prototyped using Java cards and an applet for handwritten signature on-card verification.
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Submitted on : Friday, February 17, 2017 - 2:48:35 PM
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Olaf Henniger, Dimitar Nikolov. Extending EMV Payment Smart Cards with Biometric On-Card Verification. 3rd Policies and Research in Identity Management (IDMAN), Apr 2013, London, United Kingdom. pp.121-130, ⟨10.1007/978-3-642-37282-7_12⟩. ⟨hal-01470496⟩



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