HAL will be down for maintenance from Friday, June 10 at 4pm through Monday, June 13 at 9am. More information
Skip to Main content Skip to Navigation
Conference papers

The Role of Information Technology in Fintech Innovation: Insights from the New York City Ecosystem

Abstract : Fintech is an active area of innovation and a rapidly growing sector of the economy, yet relatively little is known about how information technology contributes to innovation in fintech. We draw on the business model canvas framework and we examine the role of information technology in the business models of leading fintech startups in the New York City fintech ecosystem. We find that information technology plays a key role across nearly all components of the business models, orchestrating resources and processes to efficiently deliver personalized financial services to customers. Focusing on the IT-enabled value propositions across the fintech startups in our sample, we find that the startups tend to emphasize low-cost offerings that may pose a threat to incumbent business models in financial services.
Complete list of metadata

https://hal.inria.fr/hal-03222821
Contributor : Hal Ifip Connect in order to contact the contributor
Submitted on : Monday, May 10, 2021 - 2:59:12 PM
Last modification on : Friday, April 8, 2022 - 3:46:06 PM
Long-term archiving on: : Wednesday, August 11, 2021 - 7:41:40 PM

File

 Restricted access
To satisfy the distribution rights of the publisher, the document is embargoed until : 2023-01-01

Please log in to resquest access to the document

Licence


Distributed under a Creative Commons Attribution 4.0 International License

Identifiers

Citation

Stanislav Mamonov. The Role of Information Technology in Fintech Innovation: Insights from the New York City Ecosystem. 19th Conference on e-Business, e-Services and e-Society (I3E), Apr 2020, Skukuza, South Africa. pp.313-324, ⟨10.1007/978-3-030-44999-5_26⟩. ⟨hal-03222821⟩

Share

Metrics

Record views

19